Serving those who serve: VA Loans Explained

Serving those who serve: VA Loans Explained

There isn’t really a way to completely repay our Veterans for all their hard work keeping our country safe. But there are opportunities extended to veterans and military personnel to show appreciation. One of those is the VA loan—a home loan for those who have served or are currently serving in the military. While the...

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6 Practical Ways to Save for Your Down Payment

6 Practical Ways to Save for Your Down Payment

Purchasing a home is a long-term financial commitment. But even though the mortgage is paid off over time, there is still an up-front commitment that is required. You may have already calculated that what you can afford monthly, but you can’t forget the upfront down payment which on average is somewhere between 3.5 and 20...

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9 Tips to Sell Your Home

9 Tips to Sell Your Home

Selling a home can be an extremely stressful time. There’s something about being on the opposite side of the table, and selling a home just doesn’t typically come off as exciting as buying a home. Timing is everything, and if you miss your moment then you may have missed your chance. Use these tips to...

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Everything You Need to Know about PMI

Everything You Need to Know about PMI

When it’s time to buy a house there’s a ton of vocabulary you have to pick up, and most of it comes in the form of acronyms like APR, FHA, HOA—the list goes on. In your hunt to sort through the mortgage language PMI is likely something you will run into. It stands for private...

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House Hunters: To Rent or to Buy

House Hunters: To Rent or to Buy

When it comes time to make a decision about your next move, there is much to consider. And if home is where the heart is, it’s quite important to determine whether your heart is with purchasing a home or if you’d prefer to rent instead. While buying a home is a great accomplishment, it is...

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Your Open House Checklist

Your Open House Checklist

When you’re searching for a new home you will likely frequent a number of open houses. It’s a great way to bring some excitement to house shopping and explore what’s available in a more personable setting. But don’t get caught up in the social aspect of an open house and forget the reason you are...

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The Mortgage Checklist

The Mortgage Checklist

Qualifying for a mortgage isn’t quite as easy as one, two, three. There are a number of steps involved, and if you can avoid it, you don’t want to go it alone. Whether you are embarking on your first home purchase or you’ve gotten one or two under your belt already, it never hurts to...

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Credit Scores: What You Need to Know Before You Buy a Home

Credit Scores: What You Need to Know Before You Buy a Home

As you prepare to buy a home—and to take on a new mortgage—it’s crucial to give some thought to your credit. If, like many would-be homebuyers, you have less-than-perfect credit, there are steps you can take to improve it in both the short- and long-term. Here’s some basic information on credit along with a few...

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The Truth Will Set You Free: 4 Common Myths about Home Loan Down Payments

The Truth Will Set You Free: 4 Common Myths about Home Loan Down Payments

Buying a home can be a scary proposition. There’s a lot of information—and misinformation—out there, and it’s sometimes hard to separate fact from fiction. For those looking to purchase a home, here are a few common myths—along with the corresponding truths—surrounding home loan down payments. Myth #1: There is an “average” down payment every homebuyer...

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